Do you think Medicare is confusing?
You are not alone!
Making the right choices and processing your Medicare enrollment doesn’t have to be difficult. As an independent agent and consultant, I am here to help! We can meet in a comfortable location of your choice. My customers have confidence in me because they feel that working with me is a helpful, educational experience.
OVIA is not a Medicare broker for one specific insurance company. Rather, we are a licensed independent agent appointed by several insurance companies to offer their insurance plans. Consultations are given at no charge. We earn a commission based on a client’s enrollment in any of the insurance plans listed above, which is paid by the carrier and not the client. Remember it costs you nothing to work with OVIA. All costs are the same whether you use OVIA or not and we do not charge any type of fee.
We Currently work with:
Excellus – Medicare Advantage plans and Medicare Supplement Plans
United Healthcare – Medicare Supplement plan, Prescription (Part D) plans, Medicare Advantage plan
Aetna – Medicare Advantage Plans
Humana – Medicare Advantage plans and Prescription (Part D) plans
Silverscripts – Prescription (Part D) Plans.
When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). Some people need to get additional coverage, like Medicare prescription drug coverage (Part D) or Medicare Supplement Insurance (Medigap).
Each plan that offers prescription drug coverage through Medicare Part D must give at least a standard level of coverage set by Medicare. Plans can vary the list of prescription drugs they cover (called a formulary) and how they place drugs into different “tiers” on their formularies.
The Centers for Medicare & Medicaid Services requires sales agents to document the scope of a marketing appointment at least 48 hours prior to any sales meeting when possible, to ensure understanding of what will be discussed between the sales agent and the Medicare beneficiary (or their authorized representative). All information provided on this form is confidential and should be completed by each person with Medicare or his/her authorized representative.
U.S. citizens and legal residents
Note: Legal residents must have lived in the U.S. for at least 5 years in a row before applying for Medicare.
Plus, one of the following:
If you are turning 65, otherwise new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may qualify you as well.
Employee Benefits Consultant | Medicare Sales
Benefits Account Manager | Medicare Sales