OVIA has partnered with VFIS the world's largest provider of insurance to the North America emergency services community.
The partnership allows us to provide insurance coverage such as: Accident & Sickness, Auto, General Liability, Property, Portable Equipment, Management Liability, Excess Liability, Group Life, Cancer and Specialty Benefits.
Auto | General Liability | Property | Portable Equipment | Management Liability | Excess Liability
VFIS' Education and Training team is staffed by active emergency service personnel with more than 400 years of combined emergency service experience.
Vast library of risk control, loss prevention and safety materials.
Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources.
.... for Fire Fighters and Emergency Personnel.
"It can't happen to me." That is what some emergency responders believe when it comes to line-of-duty injuries. But, the National Fire Protection Association (NFPA) reported more than 68,085 firefighter injuries were reported in the US in 2015. Of these, 29,130 were injuries at the fireground. Fireground injuries occur at the fire emergency scene and the surrounding area. Non-fireground injuries are all other injuries that occur outside of the fireground. These include responding and returning from incidents, non-fire emergencies, training and other on-duty activities.
A Length of Service Awards Program, also known as LOSAP or LOSA, is similar to a pension program, but is intended to assist emergency service organizations (ESOs) in retaining and rewarding volunteers. The typical plan design offers financial rewards to volunteers based upon the longevity of their service to the community.
Since 1982, VFIS has provided LOSAP administration and technical expertise in more than 33 states. We help you manage the program and work with your legal and accounting professionals.