Tuesday, October 9, 2018Car insurance rates depend on many factors. In most cases, insurance companies consider how likely it is that they will have to pay out a claim to you. Various reasons exist for this, such as the value and type of car you have. If you damage another person’s property, and the insurer pays for it, your rates could go up, as well. READ MORE >>
Thursday, October 4, 2018Today’s homeowner may see the value of homes around them on the rise. Many real estate markets are noticing this. But, does it impact your home insurance policy? It could, especially in areas where significant value increases are playing out. If your area is one of these, contact your home insurance agent to learn more about improving your policy. READ MORE >>
Tuesday, October 2, 2018Many people work hard to improve their credit score. That is a good thing. As it increases, though, be sure to let your auto insurance provider know about the change. In some situations, it could help reduce your car insurance rates. Insurers use this information to make decisions about whether to provide coverage. READ MORE >>
Thursday, September 27, 2018You need auto insurance. You turn to a car insurance provider for a quote. The insurer pulls a credit report to determine if they should offer a policy to you. How will this change what you pay for your coverage?
The insurer is looking at risk indicators. Each insurer sets indicators of risk based on factors like your credit report. READ MORE >>
Tuesday, September 25, 2018Individuals planning a cross-country trip spend a lot of time thinking and planning. This includes things to do along the way and the route they will take. However, cross-country road trips put a lot of wear and tear on your vehicle. For this reason, it is critical to ensure you always have it ready to go. READ MORE >>
Thursday, September 20, 2018Smart homes are growing in popularity. And, why not? They let you control your home from a distance. This empowers you to create a home fitting to your specific needs. But, they add valuable assets to your home. They also can add value to the property. How will this impact your insurance coverage?
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Tuesday, September 18, 2018You know how important it is to protect your credit information. You may work hard to keep your score as high as possible. Why do auto insurance companies need this information?
Many people do not know their insurer is using this information. Most often, insurers use this information to make key decisions about the type of coverage they will provide to you. READ MORE >>
Tuesday, September 18, 2018 Listen for our new radio commercial in Central NY on TK99, 92.1 The Wolf and ESPN radio. OVIA's Clark Stanton is questioned by his sons about if OVIA is better than that company with the lizard. The mind of a child apparently scores everything on a Cookie Scale! READ MORE >>
Thursday, September 13, 2018As you choose your options for insuring valuables, consider both replacement cost and actual cash value coverage. Both options can offer some coverage to your belongings. However, the type of coverage matters significantly. When selecting home insurance to cover these items, you need to consider these details very carefully. READ MORE >>
Wednesday, September 12, 2018You love your pet. You do all you can to keep your pet safe. But, dogs are animals. You cannot predict all instances of their behavior. When a dog bites a person, your home insurance may cover your losses. However, the insurer may also require the removal of the dog from the home or cancel the policy. READ MORE >>