Tuesday, September 18, 2018You know how important it is to protect your credit information. You may work hard to keep your score as high as possible. Why do auto insurance companies need this information?
Many people do not know their insurer is using this information. Most often, insurers use this information to make key decisions about the type of coverage they will provide to you. READ MORE >>
Tuesday, September 18, 2018 Listen for our new radio commercial in Central NY on TK99, 92.1 The Wolf and ESPN radio. OVIA's Clark Stanton is questioned by his sons about if OVIA is better than that company with the lizard. The mind of a child apparently scores everything on a Cookie Scale! READ MORE >>
Thursday, September 13, 2018As you choose your options for insuring valuables, consider both replacement cost and actual cash value coverage. Both options can offer some coverage to your belongings. However, the type of coverage matters significantly. When selecting home insurance to cover these items, you need to consider these details very carefully. READ MORE >>
Wednesday, September 12, 2018You love your pet. You do all you can to keep your pet safe. But, dogs are animals. You cannot predict all instances of their behavior. When a dog bites a person, your home insurance may cover your losses. However, the insurer may also require the removal of the dog from the home or cancel the policy. READ MORE >>
Thursday, September 6, 2018A break-in is a tragic, terrifying experience. Even if you are not home, it can make it very difficult for you to feel comfortable and safe. Your home insurance policy is there to help you with some or all of the financial loss. Let's explore these ideas a little more closely.
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Tuesday, September 4, 2018A premium for auto insurance is the cost you pay for it. What you pay depends on a variety of factors. What are some of these?
Sometimes, what you pay can change due to the actions you take. It is always essential to work closely with your car insurance agent to know when this can happen. READ MORE >>
Thursday, August 30, 2018Paying more for the same type of auto insurance can seem frustrating. Yet, most people will see their car insurance rates increase from time to time. This is not something unexpected. Why does this happen? What can you do about it?
Understanding why and taking steps to secure lower rates is important. READ MORE >>
Thursday, August 23, 2018Deer-related car accidents are not uncommon. In some areas, they are on the rise. Impacts with a deer can cause a significant amount of damage. They can also be life-threatening. If you swerve to avoid a deer, though, you are at a higher risk for hitting another person or car. If you do this, who is at fault? READ MORE >>
Tuesday, August 21, 2018After a car accident, one of the first things you should do is call your auto insurance provider. Your agent is your go-to solution. They will work with you, the police, and the appraiser to ensure repairs happen quickly. Consider for yourself some of the benefits of their service.
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Thursday, August 16, 2018What is your home made of? It may matter more than you think. The value of your home and the cost to build your home depends on the types of materials it features. This includes the exterior wall construction. When selecting a home insurance policy, your agent will want to know what type of structure you own. READ MORE >>