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OVIA Insurance Agencies Blog

View the latest blog posts from OVIA Insurance Agencies.

One of the best ways to bring your home insurance rates down is also one of the best ways to improve your home: Make all those small and medium-sized fixes you've been meaning to make. Here are a few quick fixes that can help you pay lower premiums: Tear down old structures on your property. READ MORE >>

Squirrels, mice, and rats live in every part of the country. And these rodents also love to turn vehicles into a shelter for the winter. Engine compartments, vehicle interiors, and even mufflers are often deemed ideal nesting spots for pesky pests. READ MORE >>

What you consider an expansion to your business may differ from what your business insurance provider considers an expansion. Launching a new product, for instance, may not feel like a big deal, but it does bring a whole host of new insurance risks that your insurer needs to know about in order to provide you with adequate protection. READ MORE >>

Since your home is likely the biggest purchase you will make in your lifetime, it's important to protect your investment with home insurance. This coverage protects you from financial loss in the event of a covered instance. Here’s more on whether your fence, shed and other outbuilding are covered by your home insurance policy. READ MORE >>

Jump starting a vehicle with a dead battery has long been a courtesy drivers give to each other. But advances in electronics in modern cars mean a lot more can go wrong in this exchange. And if it does, car insurance may not cover the resulting damage. What Can Go Wrong When Jump Starting Someone's Car? READ MORE >>

Business insurance helps you cover expenses when your business experiences interruptions. Just as you wouldn’t open a business without fire and windstorm insurance, it’s important to protect your business operations themselves. READ MORE >>

When you buy home insurance, your home needs to be in an acceptable condition so that it's not too risky for the insurance company. As one of the home’s most important structural components, your roof is a major factor in whether you can get home insurance and what your rates will be. READ MORE >>

Seeing ants on your car can be surprising, but it's usually not too much to worry about. They're usually just stopping by for a visit, and they won't cause any damage that would require you to file a car insurance claim. However, to be safe, you should keep an eye on them. Where Do Car Ants Come From? READ MORE >>

If you're looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it's still a good idea to protect yourself. And your landlord may require it anyway. Check Your Landlord's Requirements READ MORE >>

Depending on where you live, your credit score can have a huge impact on your car insurance premiums, or it may not count at all. Here's why that is and what you can do about it. How Do Auto Insurance Rates Affect Your Car Insurance Premium? READ MORE >>

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Fulton Office: 60 So First Street | Fulton, NY 13069 | Phone: 315.343.6310

Licensed in the State of New York as Oswego Valley Insurance Agencies LLC
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